The emotional aspects of buying a home!!!!

Hello everyone I know I have been gone but it has been a battle..... do you understand me!! I mean put your dukes up and let's fight kind of battle. I am happy to say that I won the battle and my husband and I are now proud home owners. :)

It's unique like we are and we love it!! It definitely needs work to show the true essence of the Hart family 

The banks wanted our blood types, our momma's brother's name lol and much more. I am so happy that we bought our first home and we did it before the age of 30 :) Thinking about the experience we went through I thought it would nice to talk about some things pertaining to the house. I will not offer financial tips on buying a home (I am in no way an expert) however, because my journey was more about the emotional aspects, I think it would nice to share some things I did learn from the emotional standpart.

Rule #1 Your credit should be GOOD, if not save yourself the drama and handle before considering looking for a home.

We had no intentions of buying a home when we began to look for a house outside of BTR. We were looking to rent a nice home for our growing family. At the time we had just found out we were pregnant with baby girl. However we found a company that cleans your credit and assist you with building your first home. So being the curious individuals we are we figured it won't hurt to talk to the representative. While this wasn't that bad, the process probably would have been smoother if we had already handled a lot of our credit ourselves. Most of what they did we could have done before we even went to them, which would have allowed us to purchase a home a lot sooner. Needless to say they did they're part and while it was frustrating at times we got it done (a year and two months later).

Rule #2 Be prepared to look at multiple homes and don't get frustrated if you have to look at a different one because the first one you looked at didn't work.

Like I said before we were originally suppose to have our house built, however the process was taking so long we decided that we would look at some homes the company had already finished. Before making this decision however my husband and I chose at least 3 different floors plans and 3 different lots before making the decision to look at some houses that were already complete. Honestly I was excited at first but after the second and third house I was getting frustrated. If you are anything like me (I have a hard time being patient) than just be prepared to deal with the stress. There was one time when I looked over at my husband and asked him "if maybe we were rushing things and that's why things weren't going right."

Rule #3 Be honest with yourself and talk to your spouse about your feelings

Buying home or getting a house built can cause stress in the home just like it can bring happiness. If you become stressed talk to your spouse and let them know how you feel. Often times they may feel the same way. Letting it out will be like a weight off of your shoulder. You will able to think with a clear head knowing your spouse has some anxiety too :)

Rule #4 The underwriters are going to dry you crazy

I was told that in today's economy and the way the laws have changed that you as a buyer of the home are going to be "ran through the mud and back." Our loan officer "GOD BLESS HIS SOUL" did the best he could and I appreciate him for it. The banks wanted so much information, proof of funds and everything that I became frustrated with the process and even considered giving up. This however changed quickly when I expressed my concerns to my hubby and we talked about it. (RULE #3) is very important.

Rule #5 Last but not least....Fight for what you want and Praise God when you get it

I learned along time ago that nothing is just giving to you. You must be willing to fight for what you feel is yours. If you want your house you will go through the ringer once, twice and even three times, until you get it. The fight will end with a victory for you and your family. And with the fight is over and you have finished experiencing the emotional rollercoaster that you will have front row seats on be sure to thank god for the experience and the blessing. Make note of what you learned and keep it moving. Through this whole experience, I learned that trusting the lord is very important. I have faith but my impatience will cause me to doubt and this is something I have to work on.

Faith without works is DEAD!! James 2:14-26

Life if full of obstacles, you can walk around them, stop and complain about them or take them head on. Either way you are reacting to them so you might as well deal with it.